GREAT Medic Shield 2 · #LTLifeFinancialGREAT Medic Shield 2 · #LTLifeFinancialGREAT Medic Shield 2 是终身可续保的独立医药卡，年度保障最高 RM150,000，没有终身限额；再配搭 GREAT Medic Million Extender 2，保障可提升至 RM1,500,000。输入生日与性别，立即预估您的年缴保费。 GREAT Medic Shield 2 is a lifelong renewable standalone medical card with an overall annual limit of up to RM150,000 and no lifetime limit. Attach GREAT Medic Million Extender 2 to raise your annual limit up to RM1,500,000. Enter your birthday and gender to get an instant premium estimate below.
保费根据下一生日的年龄、性别与所选方案计算，费率取自 GREAT Medic Shield 2 官方保费表（职业等级 1 & 2）。实际保费须以核保结果为准。 Premiums are calculated using attained age next birthday, gender and your selected plan, based on the official GREAT Medic Shield 2 rate table (occupational class 1 & 2). Final premium is subject to underwriting.
年度保障最高可达 RM150,000，逐年更新，没有终身总额限制。Overall annual limit up to RM150,000, renewed yearly, with no overall lifetime limit.
每次索偿只需自付 RM300，之后无需再承担共同保险费用。Only RM300 deductible per any one disability, with no co-insurance charge after that.
涵盖出院后跟进治疗与居家护理，最长可达 200 天。Covers post-discharge follow-up treatment and home nursing care for up to 200 days.
可续保至下一生日 100 岁，陪伴您走过每个人生阶段。Renewable until age 100 years next birthday.
| 保障项目Benefit | GMS2D-150 | GMS2D-200 |
|---|---|---|
| 病房与膳食（每日）Room & Board (per day) | RM150 | RM200 |
| 每次索偿自付额Deductible (per disability) | RM300 | RM300 |
| 深切治疗病房（每年）ICU (per policy year) | 最多 200 天，据实报销Up to 200 days, as charged | |
| 住院前后治疗Pre/Post-Hospitalisation Treatment | 住院前 90 天 / 住院后 90 天，据实报销90 days before / 90 days after, as charged | |
| 出院后居家护理Post-Hosp. Home Nursing Care | 出院后 200 天内，最高 RM8,000/终身Within 200 days, up to RM8,000/lifetime | |
| 门诊癌症/洗肾治疗Outpatient Cancer / Kidney Dialysis | 据合理与惯常收费报销As charged, subject to R&C charges | |
| 年度总限额Overall Annual Limit | RM100,000 | RM150,000 |
| 终身总限额Overall Lifetime Limit | 无限制No limit | |
| 意外死亡赔偿Accidental Death Benefit | RM10,000 | RM15,000 |
| ➕ 附加险 Million Extender 2 后总限额➕ With Million Extender 2 Rider | RM1,000,000 | RM1,500,000 |
以上为部分保障摘要，详情与完整条款请参考产品说明书（PDS）及保单契约。附加险 GREAT Medic Million Extender 2 也会豁免主保方案的 RM300 自付额，并提升病房限额与住院后治疗天数至 200 天。 This is a partial summary — refer to the Product Disclosure Sheet and policy contract for full terms. GREAT Medic Million Extender 2 also waives the RM300 deductible under the base plan and extends post-hospitalisation treatment to 200 days.
#LTLifeFinancial🏥 需要查询大东方人寿的医疗保健官方合作医院与诊疗所？点击这里查询合作医院/诊所名单 → 🏥 Looking for Great Eastern Life's panel hospitals and clinics? Search the official panel provider locator →
除了医药卡 medical card 保费预估，Mr Tai 戴也为您准备了以下 #LTLifeFinancial 终身理财规划工具，助您全面规划保障与财务缺口。 Beyond this medical card premium estimate, Mr Tai has more #LTLifeFinancial lifetime planning tools to help you cover every angle of your financial protection.
计算您的债务偿还比率（DSR），了解房贷所需的 MRTA 与 MLTA 差别，做出更精明的房贷决定。Work out your Debt Service Ratio (DSR) and understand the difference between MRTA and MLTA before taking up a housing loan.
计算家庭在失去经济支柱后的收入缺口，规划足够的人寿保险与保障，填补您与家人的收入缺口。Estimate the income gap your family would face and plan the right amount of life insurance coverage to fill it.
GREAT Generation Care 乐龄安康 — 自行计算人寿与重疾保费，规划三代同享的危疾保障方案。GREAT Generation Care — estimate your own life and critical illness premiums across three generations.